★Utah · public record · plan year 2026
Utah 2026 benchmark Silver premium record
Benchmark Silver premium
$640/mo
$15 above the national average of $625
KFF's 2026 Utah record averages the second-lowest-cost Silver premium for a 40-year-old in each county, weighted by county plan selections. It is $640/month before any tax credit. It is useful geographic context—not a county-specific or personal quote.
Source: KFF, Marketplace Average Monthly Benchmark Premiums, 2026 · Retrieved July 31, 2026 · Reviewed by MedicalRecords.com Editorial August 11, 2026
Published position
21 of 51
middle half by published state/DC value.
State/DC median
$611/mo
Median of the same 51 KFF state/DC records.
Published range
$401–$1299
New Hampshire to Vermont; not a range of personal quotes.
Marketplace operating model: Utah uses the Federally facilitated Marketplace. HealthCare.gov operates eligibility and enrollment for this state. Source:CMS, States by Marketplace Type for Plan Year 2026 (May 2026).Open HealthCare.gov →Direct exchange link verified against the CMS 2026 State-based Exchanges list; the HealthCare.gov state router remains the fallback.
Record method and provenance
- Measurement
- Second-lowest-cost Silver premium, before tax credits, for a 40-year-old.
- Geographic grain
- County observations summarized to one state average and weighted by county plan selections.
- KFF record
- Plan year 2026; source record dated 2026-07-31; retrieved July 31, 2026.
- CMS operating model
- Operating-model source modified May 4, 2026; direct-exchange list modified April 7, 2026; retrieved August 11, 2026; editorial review August 11, 2026.
Scope: a public state comparison record, not a county plan inventory, carrier list, personal quote, tax-credit estimate, or enrollment determination. Verify current plan availability and prices on the official Marketplace.
Why the published average is not your quote
The $640/month record holds age and benchmark definition constant so states can be compared. A personal price still depends on location, age, tobacco use where permitted, whether the plan covers dependents, and plan category. The official application—not this page—determines exact plan prices and savings.
Sources: KFF 2026 benchmark premiums; HealthCare.gov, "How insurance companies set health premiums." Verify current plans and prices with the official Marketplace. · Last reviewed: August 11, 2026
Your 2026 state snapshot
Choose a state. Read the record.
51jurisdictions
Ready to compare actual plan documents? Use theHealthQuoteHero Utah plan-selection checklist.
Utah questions, answered
Sourced from KFF, IRS, CMS, and HealthCare.gov · Last reviewed: August 11, 2026
What does the Utah benchmark record measure?
KFF reports $640/month for its plan-year 2026 state-average scenario: the second-lowest-cost Silver premium for a 40-year-old in each county, weighted by county plan selections, before any premium tax credit. It is not a personal quote.
Does Utah's statewide average determine my premium tax credit?
No. The applicable benchmark is the second-lowest-cost Silver plan available to the coverage family in the applicant's rating area. The official Marketplace combines that local benchmark with household, income, and other eligibility information.
Which Marketplace operates in Utah for 2026?
Utah uses the Federally facilitated Marketplace. HealthCare.gov operates eligibility and enrollment for this state. The direct official action is HealthCare.gov; HealthCare.gov's state router remains the fallback if that route changes.